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Creative Financial

Residential Purchase

A lot of home-owners buy a second home, which they make into their residential home. Standard residential mortgages are specifically for properties that home owners want as their residential home(s).

Regardless of whether you're a first time buyer, home mover, or looking to remortgage to another lender to take advantage of a better mortgage deal, the mortgage market can be a confusing place. There are numerous mortgage deals on the market, which we can explain the pros and cons to you.

First Time Buyers

Taking your first step to purchase your first home is an exciting prospect, but figuring out how to get onto the property ladder can feel overwhelming.

We can advise and make sure you're fully aware of any support that's available like any help to buy schemes


Many homeowners change their mortgage supplier because their fixed rate mortgage is coming to an end and by changing to another provider they may find that they can save money on their monthly payments.

The advantage of using an experienced broker is that we can personally handle your mortgage application from beginning to end.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The property market can be illiquid; consequently, there can be times when investors in property will be unable to sell their investments.