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Creative Financial

Property Advice

Whether you're a first time buyer, remortgaging, moving up the housing ladder or buying a property for investment purposes we can offer advice that is tailored to your needs and circumstances.

Property investment if done well can yield good returns. It involves the purchase of a property, typically one that is still being built (off-plan property), with a view to enhancing it and either selling it on or leasing it out in order to gain a return.

As a mortgage is secured against your home, it may be repossessed if you do not keep up repayments.

The value of property investments and income from them can go down as well as up and investors may not get back the amount originally invested.

Commercial buy to let mortgages are not regulated by the Financial Conduct Authority.

The property market can be illiquid; consequently, there can be times when investors in property will be unable to sell their investments.